It’s pretty costly to own a car these days, the green agenda seems to be pressuring us to drive less and use more public transport and one way of doing this is increasing the cost of driving. So far we’ve seen petrol prices sky rocket and thankfully tumble to more reasonable levels after many protests.Car tax is due to be reclassified to new categories of economic values like emissions and mileage and so the worst performing cars will soon be paying higher levels of tax which isn’t impressing the massive …

In the past, the penalties in this country for driving without insurance have been quite modest, with a fine of just £173 on average. But as the amount of uninsured drivers increased, the police are clamping down.And they’re not doing it by halves. If the police have any reason to think you may not have insurance, they can call a specialist hotline to check your details. There are also some roadside cameras with number plate-recognition abilities that send your registration number straight to a database which automatically alerts traffic police …

In the wake of the latest Budget announced by the Chancellor of the Exchequer, there is growing confusion about which cars will be clobbered for more tax according to one of the UK’s leading car insurers.Swinton Car Insurance is concerned that the latest wave of car tax rises outlined by Gordon Brown is leaving drivers unsure about which category their car fits into and whether their vehicle is one of the heaviest polluters.The Manchester-based insurance company believes that the vast majority of drivers of family saloon type vehicles are unsure …

I don’t know about you but wherever I drive in my town, there is a plethora of road traffic police checking up on car tax.Despite this, one in twenty vehicles on the road is still untaxed and undetected. I can be quite sure if I ever tried to get away with car tax, even for a day, they’d find me! To cover this shortfall in revenue, costs of 214 pounds million were put on the law abiding car driver last year.It has been found through studies that when a car …

Before you apply for car insurance or even if you are just after a simple quote, then you will need the following information close at hand…• Full postcode• Car make and model• Registration number• Your number of no claims discounts and the car insurance company that you gained them with• How you plan on using your vehicle – social, domestic and pleasure or business• Your estimated annual mileage• Details of any claims or driving convictions in the last three years• Where the vehicle is normally kept – Garage, drive way or on the street. If your car is …

It was announced recently that the average cost of car insurance has dropped slightly heralding possible, further decreases this year. It was thought that we would continue to see a rise in the price of car insurance premiums this financial year, following the record highs at the end of last year.The typical quoted premium given as reference last year by the AA’s British insurance premium index, was stated as £806, whereas this had dropped by £4 to £802 during the first quarter of 2007. This is still only marginally below …

Buying or leasing; this is a dilemma all people venturing to buy a car often faces. There is no steadfast rule stating which the better option is; however both have their share of advantages and disadvantages which have be considered before making the final decision.The capital cost is one of the factors for choosing between leasing and buying. People who don’t have the capital to buy a car should consider leasing where you will only have to pay reasonable monthly installments. However if you can afford it, then you could …

It is thought that more than two million UK motorists are escaping prosecution despite driving cars that are untaxed and uninsured; with this number only set to rise.Figures discovered by the Conservative party transport department, showed that the number of drivers evading tax had increased over the last decade by 63 per cent, yet the number of people facing prosecution stood only at half. They say that back in 1999 people driving without road tax faced a one in six chance of being caught compared to more recent figures of …

It’s long been recognised as a way to get a young driver insured cheaply, yet most people aren’t aware that it’s a form of fraud. I’m talking about Fronting Up – the practice of a parent insuring themselves on their teenager’s car, and listing the teenager as a named driver only.If you have claimed to be the main driver on a car yet the car is actually being kept at your son or daughters university, you’d have a hard time explaining how it got stolen from the campus car park.Of …